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Get Early Access

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Wallzy

One Smart Card.
All Your Credit Cards.

How Wallzy Works

Wallzy turns your wallet into one smart card that automatically picks the best rewards card for each swipe.

1

Sign Up

Create your Wallzy account in under a minute using just your email.

Sign Up Screen
2

Connect

Link your credit cards securely in one app.

Connect Bank
3

Rewards

Automatically maximize your rewards on every purchase across all of your cards with just one tap.

Dashboard

The Story Behind Wallzy

Wallzy didn’t start as a business.

It started with a personal frustration.

We looked at our wallet and something was broken. There are too many cards! Confusing, stressful, and inefficient.

We believed it could be different.

Coming from various backgrounds, we asked a simple question. What if managing your money didn’t feel like managing money? What if your wallet was actually smart and not just digital?

Wallzy story video thumbnail

Frequently Asked Questions

Yes! Wallzy offers a free basic plan with all essential features. We also offer premium plans with advanced features for power users.

What is Wallzy?

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Wallzy is a single smart card where you can link all your existing credit cards. Our algorithm automatically chooses which linked card is the best for that exact purchase, so you can maximize rewards and use your cards more efficiently.

How does Wallzy work?

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When you tap your Wallzy card at the point of sale, our system first checks your location, then uses that location to help identify the merchant and its category (MCC) using network and GPS data. Based on that MCC and your linked cards, Wallzy then routes the transaction to the credit card that best fits that specific purchase.

Is Wallzy a credit card?

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Yes. Wallzy functions as a credit card at checkout, but behind the scenes it acts as a smart layer that charges one of your existing credit cards instead of creating a completely separate line of credit.

Is Wallzy safe, and can it hurt my credit score?

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Wallzy is designed to be safe, using secure connections and trusted partners to link your accounts. It does not hurt your credit score. If anything, it can help by reminding you about payments and, when one card is close to its limit, automatically using the next best card to keep your utilization healthier.

How is Wallzy different from digital wallets?

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Most digital wallets tokenize your cards and let you pick which one to use. Wallzy not only issues you a physical (or virtual) card, but also has a built-in system that chooses the card that maximizes your rewards and manages your utilization for each purchase.

How can I get early access to Wallzy?

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You can join our waitlist through our website. We're currently in the beta phase, testing with early users and continuously improving the product based on their feedback.

Is Wallzy free to use?

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Yes, it is completely free to use.

Is Wallzy available for foreign credit cards?

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No, Wallzy is currently only available for US credit cards. We plan to expand soon.